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File: 1446834043923-0.jpg (1.31 MB, 1500x1941, image.jpg) ImgOps Exif iqdb

File: 1446834043923-1.jpg (116.87 KB, 525x735, cover.jpg) ImgOps Exif iqdb

File: 1446834043923-2.epub (2.57 MB, Debt - David Graeber.epub)

Anonymous 2015-11-06 18:20:44 No.18854

Hey lains, just wondering, are any of you in massive debt? How much in the shitter are you? What are your opinions on the nature of debt in general, or your debt specifically?

Also, attached book is very related.

Debt/economics general, I guess.

Anonymous 2015-11-06 18:25:22 No.18856

>>18854
that first image is really dumb

Anonymous 2015-11-06 19:01:41 No.18857

>>18854
I'm in Junior year HS and I'm terrified of college debt but I have no idea how to avoid it

Anonymous 2015-11-06 19:02:19 No.18858

I got really sick then I broke my arm.
I'm around 40,000 in debt.
Then I'm a student so that's another 90,000....

Anonymous 2015-11-06 19:07:31 No.18860

>>18856
Yeah, sorry about that. I got it from here. http://www.yesmagazine.org/issues/the-debt-issue/we-asked-our-favorite-illustrators-what-debt-means-to-them-20151105

Do you have something prettier?

Anonymous 2015-11-06 19:11:37 No.18861

In a bit over a years time I'll come out of uni with the equivalent of slightly over $81000 debt. With interest I'll never pay it back, but on the bright side it should be written off in my mid 50s.

Anonymous 2015-11-06 19:14:10 No.18862

15k, which really isn't that bad, considering.

>>18857
Get a votech degree at a community college. If you don't fuarrrk around and actually graduate in a year and half, you'll probably only get like 4k in debt, assuming you don't have soykaf scores in school and on standardized tests.

Anonymous 2015-11-06 19:18:49 No.18863

>>18858
>I'm around 40,000 in debt.
>Then I'm a student so that's another 90,000....
Dude what? Where are you from?

I live in a shithole of a country, and even we have free healthcare and higher education.

Anonymous 2015-11-06 19:22:02 No.18864

>>18863
Ironically, all the students that get the most debt are in G7 countries...

Anonymous 2015-11-06 19:28:02 No.18865

No debt. I did stupidly buy a 30k car at 19 but that's paid off now.

I dropped out of community college. Squandered my grants and now that I'm back at it again I have to pay for it on my own but at least I have a chance.

>>18857
Dude, if I had the perspective I do now I would do what >>18862 said. Do something either industrial or that you know exactly what you're doing like electrician because you'll be employable right out of the gate.

Afterwards you can decide if you want to go back. Trust me, aside from like engineering and medicine no other degree has a definite path to take.

Anonymous 2015-11-06 21:13:18 No.18868

>>18863
I'm American.

Anonymous 2015-11-09 07:01:15 No.18977

I will be borrowing money soon, how worried should I be about this? It always just seemed like part of life and something everyone has so it didn't really ever bother me.

Anonymous 2015-11-09 08:03:02 No.18978

>>18977
why are you borrowing it

Anonymous 2015-11-09 08:05:00 No.18979

>>18977
>just seemed part of life

that's what they WANT you to think. don't let them pull the veil over your eyes.

yes, debt is a tool. but it is a tool that is taken very lightly and is dangerous.

tread lightly.

Anonymous 2015-11-09 08:21:14 No.18980

No, thankfully not. I'm going to college in Germany, where I'm paying 1/100 in tuition of what I would be paying in the USA.
Opinion on debt in general: Avoid loans at all costs (no pun intended). I know of at least half a dozen people who got fuarrrked over simply because of mass-layoffs. Things like student-loans can't be defaulted upon. Overall, debt is like kicking dead whales down the beach balls, and people should stop buying into the american dream. hard work doesn't guarantee success and financial stability and independence. Loans will more often than not just end up biting you in the ass.

Anonymous 2015-11-09 11:11:14 No.18985

>>18854
I live in Australia. I did have a 8k debt to my welfare people because they pinned an issue on me. But since back then I had no way to pay it off, they "deferred" it. And the last time I checked some really, really nice anon at the welfare must have seen it and wiped it off my account. There's no history of the debt existing, or will exist. (I love you centrelink <3) but I work now so I'm not a societal leech anymore.

Anonymous 2015-11-09 15:30:49 No.18995

>>18977
>I will be borrowing money soon
Why?

Anonymous 2015-11-10 06:30:01 No.19033

doing a technical school while in hs, get the basic soykaf like all mta tests for free, A+ and Net+ for half price and CCNA for free. if i study hard ill get a good bit of certs before i graduate, then i can find a job. ill have a lot of experience from school and second year It get internships at local businesses,. feels very good man

Anonymous 2015-11-10 06:49:57 No.19034

>>18978
>>18995
college loans.

Anonymous 2015-11-10 10:36:09 No.19040

mortgage. i got it well under control but i hate the feeling of being in debt.

Anonymous 2015-11-10 21:24:07 No.19053

Go into debt. Buy more products without being paid more. Can't strike for higher wages cause your in debt. Slowly whipped back to serfdom over generations.

Anonymous 2015-11-11 05:08:37 No.19078

https://www.youtube.com/watch?v=bKwO1onXAaI

This video explains everything about what modern debt is

Anonymous 2015-11-11 11:31:20 No.19090

>>18863
Obviously the most free and democratic country this world has ever known.
The country where the government cares more about Israel and ancient dinosaur water than their own citizens.
The country with more aircraft carriers that the rest of the world combined.
That country.